The Wells Fargo Active Cash® Card offers a simple rewards structure for everyday spending. Cardholders earn unlimited 2% cash rewards on net purchases, without needing to activate categories or adjust spending based on different reward rates.
The card also has no annual fee and includes an introductory APR period for purchases and qualifying balance transfers. Cash rewards do not expire while the account remains open and can be redeemed through the Wells Fargo Rewards® program using several available redemption options.
Does the Wells Fargo Active Cash Card charge an annual fee?
No. The Wells Fargo Active Cash® Card has no annual fee.
What is the welcome bonus for new cardholders?
Eligible new cardholders can earn a $200 cash rewards bonus after making at least $500 in net purchases within the first 3 months after opening the account.
Does this card offer a 0% intro APR?
Yes. The card offers a 0% introductory APR for 15 months on purchases and qualifying balance transfers. Balance transfers must meet Wells Fargo's requirements to qualify, and a balance transfer fee applies. After the introductory period, a variable APR applies.
How can I redeem my cash rewards?
Wells Fargo Rewards® provides several redemption options, including eligible Wells Fargo accounts, credits toward qualifying Wells Fargo credit products, travel, gift cards and other available options.
Are there foreign transaction fees?
Yes. Wells Fargo currently charges a 3% foreign transaction fee on each transaction converted to U.S. dollars.
How to Apply for the Wells Fargo Active Cash® Card
Applications can be submitted through the Wells Fargo website. Before applying, review the current APR, fees, introductory offer and eligibility requirements, as these terms may change.
Wells Fargo evaluates each application based on its credit criteria and the information provided by the applicant. Approval, credit limit and applicable APR are determined by Wells Fargo and are not guaranteed.
