Chime Credit Builder Card

No Credit Check Needed

No interest or annual fees, this card offers a cost-effective way to manage expenses without hidden costs.

Payments reported to Equifax, Experian, and TransUnion, helping build your credit profile steadily.

Your credit limit matches funds in your Credit Builder account, encouraging responsible spending.

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Does the Chime Credit Builder Card charge interest?

No, this card has no interest charges or fees, making it a cost-effective way to build credit.

How does this card help improve my credit?

By reporting your payments to the three major credit bureaus, the Chime Credit Builder Card helps establish positive credit history over time.

What is the spending limit for this card?

Your spending limit is determined by the amount you move into your Credit Builder account, eliminating the risk of overspending.

Can I withdraw cash with this card?

Yes, you can use the card at ATMs, but keep in mind that cash withdrawals do not contribute to credit building.

Who is eligible for this card?

Anyone with a Chime Spending Account and at least $200 in direct deposits over the last 365 days can apply.

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