Chase Sapphire Preferred®
Chase Sapphire Preferred offers boosted travel rewards, flexible points, strong protections, and great value for travelers.
By: UsNetDinheiro
High-value Welcome Bonus
Earn 75,000 bonus points after spending $5,000 in the first 3 months (offers can vary).
Strong everyday earning
Get 5x points on travel via Chase Travel, 3x on dining, online grocery, and select streaming, plus 2x on other travel.
Annual $50 hotel credit
Receive up to $50 back each cardmember year on hotels booked through Chase Travel.
Flexible points + anniversary boost
Transfer points to travel partners or redeem with Points Boost in Chase Travel, plus earn a 10% points bonus each anniversary.
What makes the Chase Sapphire Preferred® so worth it
The Chase Sapphire Preferred® Credit Card is built for people who want one card that works for both daily life and travel. The rewards structure is simple but powerful: you earn 5x points on travel purchased through Chase Travel, 3x points on dining (including takeout and delivery), select streaming services, and online grocery purchases, and 2x points on other travel. That mix covers the categories where most households and travelers spend the most, turning routine purchases into meaningful points. The card’s big appeal is flexibility. Instead of locking you into one airline or hotel chain, Chase Ultimate Rewards® points can be redeemed in several ways. You can book trips through Chase Travel and take advantage of Points Boost offers that increase point value on select flights and hotels. Or, if you like maximizing value, you can transfer points 1:1 to Chase’s airline and hotel partners. This gives you options whether you want easy booking or deep rewards strategy. For a $95 annual fee, the Sapphire Preferred adds perks that help offset the cost quickly. Each cardmember year you get up to $50 in statement credits for hotel purchases made through Chase Travel. Use it once and you’ve already cut the effective fee almost in half. You also receive a 10% anniversary points bonus based on your yearly spend, which quietly boosts your return over time. Put together, it’s a rare combo: strong earning, valuable credits, and points that adapt to how you travel.
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What is the current Welcome Bonus?
Chase is offering 75,000 bonus points after you spend $5,000 in the first 3 months, though offers can change.
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How do I earn points on purchases?
You earn 5x on travel through Chase Travel, 3x on dining, online grocery, and select streaming, and 2x on other travel purchases.
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How does the $50 hotel credit work?
Book a hotel through Chase Travel and you’ll get up to $50 back as statement credits each cardmember year.
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Can I transfer points to airlines or hotels?
Yes. Ultimate Rewards points transfer 1:1 to Chase travel partners, or you can redeem in Chase Travel with boosted value offers.
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What’s the annual fee?
The Chase Sapphire Preferred® has a $95 annual fee.
How to apply for the Chase Sapphire Preferred® Credit Card
Applying for the Chase Sapphire Preferred® Credit Card is straightforward, and you can do it online or in a Chase branch. Before you apply, it helps to check your credit profile: the card is generally aimed at applicants with good to excellent credit. If your score is in that range and your recent credit activity is reasonable, your approval odds are strongest. When you’re ready, gather the info you’ll need: legal name, address, Social Security number, annual income, housing payment, and employment details. Head to the Sapphire Preferred application page, review the current Welcome Bonus and terms, and complete the form. Chase notes that offers may vary depending on whether you apply online or in-branch, so it’s worth checking both if you’re hunting for the best bonus. After submitting, you may get an instant decision. If Chase needs more verification, they’ll contact you for extra details. Once approved, your card arrives by mail and can be activated through the Chase app, online, or by phone.