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U.S. Bank
The U.S. Bank Cash+® Visa Signature® Card offers customizable 5% and 2% cash-back categories, a welcome bonus, and no annual fee, giving you control to maximize rewards.
Earn 5% Cash Back on Two Categories Each Quarter
Earn 5% cash back on two categories of your choice each quarter, up to $2,000 in combined purchases.
Get 2% Cash Back on One Everyday Category
Get 2% cash back on one everyday category you select (e.g. gas, groceries, restaurants) and 1% on all other eligible purchases.
Enjoy a Welcome Bonus
Enjoy a welcome bonus, e.g., $200 after spending $1,000 in eligible purchases within the first 90 days.
0% Introductory APR Offer
Take advantage of a 0% introductory APR on purchases and balance transfers for the first 15 billing cycles.
What Makes the U.S. Bank Cash+® Visa Signature® Card Stand Out
The U.S. Bank Cash+® Visa Signature® Card lets you earn 5% cash back on two eligible categories you choose each quarter, up to $2,000 in combined purchases. You must activate your 5% categories each quarter to earn the bonus rate. You can also earn 2% cash back on one eligible everyday category and 1% on all other eligible purchases. Available categories may change, so check the current options before selecting your categories. The card also offers a $200 welcome bonus after spending $1,000 in eligible purchases within the first 90 days, plus a 0% introductory APR on purchases and balance transfers for the first 15 billing cycles. There is no annual fee.
What credit score is needed to qualify?
You generally need a good to excellent credit score to get approved for the U.S. Bank Cash+® Visa Signature® Card.
Is there an annual fee?
No, this card has no annual fee.
What is the welcome bonus?
The current welcome offer is a $200 cash-back bonus after spending $1,000 in eligible purchases within the first 90 days.
How does the cash-back structure work?
You can earn 5% cash back on two eligible categories you choose each quarter, on up to $2,000 in combined purchases. You must activate the categories each quarter to earn the 5% rate. You can also earn 2% cash back on one eligible everyday category and 1% on all other eligible purchases. Available categories may change.
Are there foreign transaction fees?
Yes. The U.S. Bank Cash+ card charges foreign transaction fees for purchases made outside the U.S. according to current terms.
How to Apply for the U.S. Bank Cash+® Visa Signature® Card
Here’s a guide to applying smoothly: First, verify your eligibility. The card is generally aimed at people with good to excellent credit. Next, visit the official U.S. Bank website and review the current Cash+® Visa Signature® Card offer, including the welcome bonus, APR terms, and available cash-back categories. The card offers 5% cash back on two eligible categories you choose each quarter, on up to $2,000 in combined purchases, 2% cash back on one eligible everyday category, and 1% on all other eligible purchases. You must activate your selected categories each quarter to earn the 5% rate. The current welcome offer is a $200 cash-back bonus after spending $1,000 in eligible purchases within the first 90 days. The card also offers a 0% introductory APR on purchases and balance transfers for the first 15 billing cycles and has no annual fee. Available offers and categories may change, so review the current terms before applying. When you’re ready, click “Apply Now” and complete the online application with your personal and financial information.
