More Ways to Earn and Use Chase Ultimate Rewards® Points
The Chase Sapphire Preferred® Card combines travel rewards with earning opportunities on several everyday spending categories. Cardholders can currently earn 5x points on eligible purchases made through Chase Travel®, 3x points on dining, gas and EV charging, vacation homes at eligible brands, online grocery purchases and select streaming services, plus 2x points on other qualifying travel purchases.
Points can also be transferred to participating airline and hotel loyalty programs, which gives cardholders more flexibility when planning trips. Chase also offers Points Boost opportunities on select Chase Travel bookings, where eligible redemptions may provide additional value depending on the available offer. Because redemption options and transfer partners may change, it is useful to review the current Ultimate Rewards® terms before using points.
What is the annual fee for the Chase Sapphire Preferred card?
The annual fee for this card is $95.
Does this card charge foreign transaction fees?
No, there are no foreign transaction fees, making it perfect for international travel.
How can I use my points for travel?
You can redeem points for travel through Chase Ultimate Rewards® or transfer them to participating airline and hotel loyalty programs.
What travel protections does this card offer?
This card includes trip cancellation insurance, primary car rental coverage, and reimbursement for baggage delays.
Can I transfer my points to travel partners?
Yes, you can transfer points at a 1:1 ratio to programs like United Airlines, Southwest, and Marriott Bonvoy.
Travel Protections and Costs to Consider
Chase Sapphire Preferred® also includes several travel protections that may be useful when eligible trips are paid with the card or qualifying rewards. Benefits currently include trip cancellation and interruption insurance, trip delay reimbursement, baggage delay insurance and primary auto rental coverage, subject to the terms, limits and exclusions established by Chase.
The card has a $95 annual fee, so its value depends on how often the cardholder uses the rewards, travel credits and protections available. Before applying, it is important to compare the annual fee, APR, spending categories and benefit conditions with your own travel and everyday spending habits. This can help you understand whether the card's rewards structure is useful for your financial routine.
