Wells Fargo Active Cash® Credit Card
Effortless Cash Rewards for Everyday Spending
By: UsNetDinheiro
Unlimited 2% Cash Rewards on Purchases
Earn 2% cash rewards on all purchases without worrying about rotating categories or spending caps.
No Annual Fee
Enjoy all the benefits of the Wells Fargo Active Cash® Credit Card without paying a yearly maintenance fee.
Introductory 0% APR Offer
Take advantage of 0% intro APR for purchases and balance transfers for the first 15 months.
Flexible Redemption Options
Redeem your rewards for statement credits, direct deposits, or through Wells Fargo ATMs in $20 increments.
Why the Wells Fargo Active Cash® Credit Card Stands Out
The Wells Fargo Active Cash® Credit Card is one of the most straightforward cash-back cards available in 2025. It’s ideal for users who prefer simplicity and consistent rewards without managing multiple bonus categories. The card’s unlimited 2% cash rewards make it easy to earn on everything you buy—from groceries and gas to online shopping. In addition to its competitive rewards structure, the Active Cash® Card comes with a valuable welcome offer: new cardholders can earn a $200 cash rewards bonus after spending $500 in the first three months. You’ll also enjoy peace of mind with features like cell phone protection when you pay your bill with the card, zero liability for unauthorized purchases, and access to Visa Signature® benefits. Whether you’re focused on everyday spending or building long-term financial flexibility, this card provides reliable rewards, security, and convenience without unnecessary fees.
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What credit score is needed for the Wells Fargo Active Cash® Credit Card?
You’ll generally need a good to excellent credit score (670 or higher) to qualify.
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Does the Wells Fargo Active Cash® Card have an annual fee?
No, there is no annual fee.
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How do I redeem my cash rewards?
You can redeem rewards as statement credits, direct deposits, or through Wells Fargo ATMs in $20 increments.
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Is there an intro bonus for new cardholders?
Yes, new applicants can earn a $200 cash rewards bonus after spending $500 in the first three months.
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Does the card offer travel or purchase protection?
Yes, it includes Visa Signature® benefits such as travel assistance, purchase protection, and cell phone protection.
How to Apply for the Wells Fargo Active Cash® Credit Card
Applying for the Wells Fargo Active Cash® Credit Card is quick and easy. You can apply online through the official Wells Fargo website or visit a local branch if you prefer in-person assistance. Before applying, make sure you meet the eligibility requirements—typically, a good to excellent credit score (around 670 or higher) is recommended. When filling out your application, you’ll need to provide basic information such as your full name, Social Security number, income, and employment details. Wells Fargo will perform a credit check to determine your eligibility and credit limit. If approved, you can expect to receive your card within 7–10 business days. Once activated, you can start earning unlimited 2% cash rewards on every purchase immediately. For added convenience, you can link your card to the Wells Fargo mobile app to monitor your spending, redeem rewards, and manage payments seamlessly.