Capital One Venture Credit Card
Capital One Venture offers 2X miles, flexible redemptions, no foreign fees, and solid travel value.
By: UsNetDinheiro
Unlimited 2X miles everywhere
Earn 2 miles per dollar on all purchases, every day, with no categories to track.
Strong welcome bonus
Currently, new cardholders can earn 75,000 bonus miles after spending $4,000 in 3 months (about $750 in travel value).
Easy, flexible redemptions
Redeem miles to erase travel purchases, book through Capital One Travel, or transfer to 15+ airline and hotel partners.
Traveler perks with no foreign transaction fees
Enjoy no foreign transaction fees and benefits like up to $120 Global Entry/TSA PreCheck credit.
Why the Capital One Venture card works for everyday spenders and travelers
The Capital One Venture credit card is popular because it keeps travel rewards simple. You earn unlimited 2X miles on every purchase, so you don’t need to track categories or enroll in quarterly bonuses. Whether you’re buying groceries, paying bills, or booking a weekend getaway, your spending adds up fast. If you book hotels, vacation rentals, or rental cars through Capital One Travel, you can earn an elevated 5X miles, which is a nice boost for people who like using a travel portal. New cardholders can usually score a sizable welcome offer. Right now, the public offer is 75,000 bonus miles after $4,000 in spend within three months—roughly $750 you can put toward travel. That bonus alone can cover a flight, a couple hotel nights, or help fund a bigger trip. Where Venture really shines is flexibility. You can “erase” eligible travel purchases by redeeming miles as statement credits, book trips directly in Capital One Travel, or transfer miles to more than 15 airline and hotel partners for potentially higher value. Miles don’t expire as long as your account stays open, so you can save for a long-term goal without pressure.
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How many miles do I earn on purchases?
You earn unlimited 2X miles on all purchases, plus 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
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What is the current sign-up bonus?
The public offer is 75,000 bonus miles after spending $4,000 in the first 3 months, worth about $750 in travel.
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Do Venture miles expire?
No, miles don’t expire for the life of the account as long as it remains open and in good standing.
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Is there a foreign transaction fee?
No. The Venture card has no foreign transaction fees, so it’s friendly for international travel.
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What is the annual fee and is it worth it?
The annual fee is $95, and many travelers offset it with the welcome bonus, high 2X earning rate, and perks like Global Entry/TSA PreCheck credits.
How to apply for the Capital One Venture credit card
Applying for the Capital One Venture card is straightforward and can be done online in minutes. First, check your credit baseline. Venture is generally aimed at borrowers with good to excellent credit, so having a solid payment history and reasonable utilization will improve your odds. Capital One also offers a pre-approval tool that lets you see if you’re likely to qualify without a hard credit pull. When you’re ready to apply, gather the usual info: legal name, address, Social Security number, income, housing payment, and employment details. On the application page, you’ll review key terms such as the 2X miles rate, the current welcome bonus, the $95 annual fee, the variable APR range, and any balance transfer details. After you submit, Capital One may approve you instantly or request extra verification. If approved, your card arrives by mail, and you can activate it online or in the Capital One app. A good next move is to set up autopay for at least the statement minimum—ideally the full balance—to avoid interest and keep your credit building in a healthy direction.