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Elevate Your Travel Experiences with the Chase Sapphire Preferred
Elevate Your Travel Experiences with the Chase Sapphire Preferred
The Chase Sapphire Preferred is the ultimate travel companion for those looking to maximize their rewards. Combining top-tier travel perks with exceptional everyday earning potential, this card makes your points work harder for you. From exquisite dining experiences to global adventures, every purchase gets you significantly closer to your next dream vacation.
Ultimate Travel Rewards
Earn an impressive 5x points on all travel purchased directly through Chase Travel℠, letting your current vacations effortlessly pay for future trips.
Exceptional Dining Perks
Get 3x points on dining purchases, which includes eligible delivery services, takeout, and eating out at your favorite local restaurants.
25% Point Value Boost
When you choose to redeem your hard-earned points for travel through the Chase portal, they are automatically worth 25% more.
Premium Protections
Travel with total peace of mind using built-in trip cancellation insurance, primary auto rental collision damage waiver, and lost luggage reimbursement.
Why the Chase Sapphire Preferred is a Top-Tier Choice
The Chase Sapphire Preferred card consistently ranks as one of the best travel credit cards on the market, offering an exceptional balance of premium rewards and an accessible annual fee. It is specifically designed for individuals who want to turn their daily spending into memorable travel experiences. When you use this card, you are not just making purchases; you are strategically building a robust points portfolio. You will earn heavily on travel and dining, two of the most popular spending categories. Specifically, you earn 5x total points on travel purchased through Chase Travel℠, 3x points on dining, select streaming services, and online grocery purchases. Additionally, all other purchases earn a solid 1x point per dollar. What truly sets the Chase Sapphire Preferred apart is the flexibility and boosted value of its rewards. Points are worth 25% more when redeemed for travel through the Chase portal. Alternatively, you can transfer your points at a 1:1 ratio to leading airline and hotel loyalty programs, which often unlocks even greater value for international flights or luxury stays. Moreover, cardholders receive an annual $50 statement credit for hotel stays purchased through Chase Travel, effectively reducing the annual cost. You also get enhanced purchase protection and extended warranty coverage, adding significant value to your everyday shopping. With an annual fee of just $95, the value you receive easily outweighs the cost, making it the perfect entry-point into the world of premium travel rewards.
What is the annual fee for the Chase Sapphire Preferred?
The card has an annual fee of $95, which is easily offset by the high earning potential, the annual $50 hotel credit, and the premium travel benefits.
Do Ultimate Rewards points expire?
No, as long as your credit card account remains open and in good standing, your Ultimate Rewards points will not expire.
Are there foreign transaction fees?
There are zero foreign transaction fees on this card, making it an excellent and cost-effective choice for all your international travels.
Can I transfer my points to airlines and hotels?
Yes, you can transfer your points at a 1:1 value to numerous airline and hotel partners, including major brands like United, Hyatt, and Southwest.
What credit score do I need for approval?
You generally need a good to excellent credit score, which is typically considered to be 670 or higher, to have strong odds of being approved.
How to Apply for the Chase Sapphire Preferred
Applying for the Chase Sapphire Preferred is a secure and straightforward online process that takes only a few minutes. To start your application, simply click on the official application link or button provided on this page, which will redirect you to the secure Chase website. You will be prompted to provide standard personal information, including your full legal name, date of birth, residential address, Social Security Number, and your total gross annual income. Chase uses these details to accurately assess your credit profile and determine your eligibility for the card. Because this is a premium travel card, having a strong credit history will maximize your chances of approval. Additionally, be mindful of Chase’s unwritten 5/24 rule, which means you might not be approved if you have opened five or more personal credit cards across any banks in the last 24 months. After submitting your application, you will often receive an instant decision within seconds. If approved, your new credit limit will be displayed, and your physical card will be expedited to your address. To expedite the process, make sure all your information is accurate and up-to-date before hitting submit. If you already have a banking relationship with Chase, logging into your account before applying can pre-fill some fields. In some cases, Chase might allow you to add the newly approved card to your digital wallet immediately, enabling you to begin making purchases right away.
