Discover the Power of Travel with the Chase Sapphire Preferred® Credit Card
The Chase Sapphire Preferred® Credit Card is a top pick for travelers who love earning rewards without paying an annual fee that breaks the bank. With valuable bonus categories, flexible redemption options, and a generous welcome offer, it’s easy to see why this card is a fan favorite. Whether you’re a frequent flyer or just planning your next big trip, this card makes your spending work for you.
By: UsNetDinheiro
Generous Welcome Bonus
Earn a large amount of bonus points after spending a minimum amount in the first 3 months—perfect for kickstarting your travel rewards.
Bonus Points on Travel & Dining
Earn 2x or more points on travel and dining purchases, making it ideal for foodies and globe-trotters alike.
Flexible Redemption through Chase Ultimate Rewards®
Use your points for travel, gift cards, or even statement credits, and get 25% more value when booking through Chase Ultimate Rewards®.
Built-in Travel Protections
Enjoy trip cancellation/interruption insurance, baggage delay insurance, and other protections that give you peace of mind while traveling.
Why the Chase Sapphire Preferred® Credit Card Deserves a Spot in Your Wallet
The Chase Sapphire Preferred® Credit Card is tailored to those who want to travel smarter and earn more with every purchase. One of its biggest selling points is the impressive welcome bonus—usually enough for a round-trip flight or several hotel nights. The bonus categories are well aligned with everyday spending: you’ll earn 2x points on travel and dining, and 1x on everything else. Another major plus is how flexible your points are. Through Chase Ultimate Rewards®, you can transfer points to popular airline and hotel partners at a 1:1 ratio or redeem them directly for travel with a 25% value boost. This gives you plenty of ways to squeeze the most out of your rewards. And it’s not just about earning points. The card also includes solid travel protections such as trip delay reimbursement and rental car coverage. All this value comes at a modest annual fee, which is easily offset by the rewards and benefits you get. Whether you’re a frequent traveler or just want to start collecting points toward your dream vacation, this card delivers.
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What credit score is needed for the Chase Sapphire Preferred® Credit Card?
Typically, you’ll need a credit score of 690 or higher (good to excellent credit) to qualify.
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Does the card have an annual fee?
Yes, the card has a $95 annual fee, but it’s easily justified by the rewards and benefits it offers.
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How much is the welcome bonus worth?
The welcome bonus varies, but it’s often worth $750 or more in travel when redeemed through Chase Ultimate Rewards®.
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Can I transfer points to travel partners?
Yes, you can transfer points 1:1 to major airline and hotel partners like United, Southwest, and Hyatt.
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Is there a foreign transaction fee?
No, the Chase Sapphire Preferred® Credit Card does not charge foreign transaction fees—great for international travel.
How to Apply for the Chase Sapphire Preferred® Credit Card
Getting your hands on the Chase Sapphire Preferred® Credit Card is a straightforward process, especially if you meet the eligibility requirements. First, make sure your credit score is in good shape—typically, applicants with a score of 690 or higher have the best chances of approval. You’ll also want to ensure you haven’t opened more than five credit cards in the past 24 months, due to Chase’s 5/24 rule. You can apply online by visiting Chase’s official website. The application will ask for basic personal and financial information, including income, housing status, and employment details. Once submitted, some users get instant approval, while others may have to wait a few days for a decision. If approved, you’ll receive your card in the mail within 7–10 business days. From there, you can activate it and start earning rewards right away—especially if you aim to hit the spending requirement for the welcome bonus quickly. Be sure to use the card for travel, dining, and other bonus categories to maximize your points. Applying is easy, but qualifying is key—so take a moment to review your credit profile and consider your recent credit activity before hitting that “Submit” button.