Benefits of the Discover it Miles Credit Card

thumb_up Top Advantages of the Discover it® Miles Credit Card

The Discover it® Miles Credit Card stands out for its simplicity and unique rewards structure. You’ll earn unlimited 1.5 miles per dollar on all purchases—no rotating categories, no spending caps. At the end of your first year, Discover matches all the miles you’ve earned, effectively doubling your rewards. You can redeem miles toward travel purchases or as cash back at the same rate, giving you full flexibility. Plus, there’s no annual fee and a generous intro APR on purchases, making this a great entry-level travel rewards card.

• done Unlimited 1.5 miles per dollar on every purchase
• done Discover automatically matches all miles earned at the end of your first year
• done Redeem miles for travel statement credits or cash back at equal value
• done No annual fee and 0% intro APR on purchases for 15 months

thumb_down Things to Consider Before Applying

While the Discover it® Miles Credit Card offers great simplicity, it may not be ideal for everyone. It doesn’t provide premium travel perks like airport lounge access, trip insurance, or transfer partners for airline miles—features that many higher-fee travel cards offer. International acceptance can also vary because Discover isn’t as widely accepted abroad as Visa or Mastercard. Finally, the most lucrative feature—miles match at the end of the first year—is a one-time benefit. After that, the earning rate reverts to a flat 1.5 miles per dollar.

• close No premium travel perks or transfer partners
• close Discover may have limited acceptance overseas compared to Visa/Mastercard
• close Miles match only applies for the first year

help How to Apply for the Discover it® Miles Credit Card

Applying for the Discover it® Miles Credit Card is simple and entirely online. Visit Discover’s official website, review the card’s benefits, and ensure it fits your travel and spending habits. Have your personal and financial information ready, including your Social Security Number and income. The online application typically takes just a few minutes, and many applicants receive an instant decision. Once approved, Discover will send your card by mail. You can also access a virtual card number immediately through your Discover account for online purchases while waiting for the physical card to arrive.

1. Go to the official Discover website.
2. Find the Discover it® Miles Credit Card page and click “Apply Now.”
3. Review the card’s features, benefits, and terms.
4. Fill out the application with your personal and financial details.
5. Submit your application and wait for a decision (often instant).
6. If approved, receive your card by mail, activate it, and start earning miles immediately.

The Discover it® Miles Credit Card is designed to simplify travel rewards for everyday spenders. With its flat-rate earning of 1.5 miles per dollar on all purchases, you’ll accumulate miles effortlessly, without worrying about bonus categories or caps. The standout feature is Discover’s first-year Miles Match, where they automatically double all the miles you’ve earned at the end of your first 12 months. Miles are redeemable as travel statement credits—covering flights, hotels, car rentals, and more—or as cash back at equal value. This flexibility makes the card useful even if your travel plans change. Other notable perks include a 0% intro APR on purchases for 15 months, free FICO® Score access, Social Security number alerts, and the ability to instantly freeze your card through the Discover mobile app for added security. There’s also no annual fee, making it an excellent choice for those who want travel rewards without a premium price tag. While it lacks luxury benefits like lounge access or transfer partners, the Discover it® Miles Credit Card remains a strong option for people who value simplicity, flexibility, and a one-time boost of doubled rewards in the first year. For travelers and everyday spenders alike, it’s an accessible way to earn miles without complicated rules or fees.